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Commercial

We realize the challenges to operating your business in today's ever-changing market place.  It is difficult for you to keep up with your day-to-day operations let alone plan for and manage the risks inherent in running your business.  We are also aware that unlimited funds are not available to cover these risks.  That is why our company exists.  We are here to develop a plan where you can assess your risks, determine the proper coverage amounts and policy types, as well as provide the right balance of coverage and insurance cost.  We would appreciate the opportunity to discuss your specific situation and develop a working relationship with you.  

The three basic types of commercial insurance policies are:

1. Business Owners Policy - designed to serve wholesale, mercantile, service, procesing and office risks.

2. Business Providers Policy - designed to serve habitational risks such as Apartments, Condominiums and Homeowners Associations.

3. Contractors Policy - designed for a full-time contracting business recognizing that contractors have unique business exposures.

For a listing of the types of coverages under each policy, please see the pull-down commercial menu.  This is by no means a complete list and we suggest you contact our office to visit with a trained commercial representative who will further discuss with you what options there are to limit your business risks.